v5.7 · LIVE4 OS modules · module RBAC · AI co-pilots.Explore modules
AI Signal Preemption · 80+ jurisdictions · Sandbox live

AI Predictive Risk & Balance Sheet Intelligence

See the loss before
the loss event.

Built for Enterprise Banking FinTech Lending Insurance / InsurTech Wealth & Asset Mgmt

Preemptify transforms how financial institutions navigate risk and client opportunity across four standalone OS modules — Banking, Lending, Insurance, and Wealth. Each ships with its own AI co-pilots, module-scoped RBAC, custom product catalogue, and rules engine — all stitched together by a single tenant-isolated neural spine that runs on-prem with zero data egress.

Balance sheet telemetry Neural classifier · math-fused Zero data egress · on-prem
preemptify.ai/retail · P-A7F2C9B…
Jonah Lee · SG · Private Wealth
P-A7F2C9B81E04D6
Elevated
Decay clock
42d
cushion depletes
Risk score
73/100
MAS Notice 612
Critical gap
S$ 1.42M mortgage · NO credit-life
live · jurisdiction: SG · regulator: MAS
The losses you can't see · pre-empted

You can't price
the loss that didn't happen.
Preemptify can.

The 4-OS BFSI suite — Banking · Lending · Insurance · Wealth — spins up in 30 seconds. Trigger a synthetic decay event. See the alert before the cascade. PII never leaves your tenant.

Banking OS
Lending OS
Insurance OS
Wealth OS
Preemptify AI
Predict · Prevent · Perform AI Intelligence
Banking OS · Retail · Corporate · Treasury

Run the bank. Pre-empt the loss.

Retail 360 with decay clocks · corporate exposure with sector contagion · treasury CCC + FX-mismatch · trade-finance hedge composer · policy compiler · workflow + cron engine — all on one cryptographic audit spine.

Banking OS · 50+50 demo customers · RBI · OCC · MAS · BoE
preemtify.com
Sandbox · 80+ jurisdictions
auto-cycling
Engineered for institutions across
MERIDIAN
Universal Bank
VECTOR ⌬
Treasury
ASCENT
Capital Markets
◇ NORTHWIND
Private Wealth
HELIOS
Trade Finance
⬡ KEYSTONE
Mid-Market
Names and marks shown are illustrative archetypes of the institution-class buyers Preemptify is engineered for. They do not imply any partnership, endorsement, or commercial relationship with any specific company.
v5.8 · The OS Console

A full-fledged BFSI software suite. Four OS modules. One brain.

Retail Banking, Corporate & Treasury, Lending, Insurance and Wealth — each module self-contained with its own AI co-pilots, Customer 360, NBA recommender, product catalog, rules engine, and module-scoped RBAC. Tap any card to see the full Sandbox vs Enterprise+ feature matrix.

Banking OS
Retail · Corporate · Treasury · Compliance
  • Retail + Corporate Customer 360
  • NBA across 4 balance-sheet pillars
  • Policy compiler & schema aligner
  • Workflow + cron engine · cryptographic audit
See full feature matrix
Lending OS
Origination → Underwriting → Collections → Restructuring
  • AI underwriting co-pilot
  • DPD early-warning briefs
  • Restructuring proposals · collections queue
  • Custom product + rules engine via prompt
See full feature matrix
Insurance OS
Underwriting → 5-state Claims → Lapse Revival
  • AI risk profiler · 5-state claims machine
  • AI claims anomaly detector
  • IRDAI/MAS-aware policy revival
  • Persistency cohort dashboard
See full feature matrix
Wealth OS
Advisory · MF · PMS · AIF · Demat
  • Mandate-drift analyzer
  • Capital-risk co-pilot (unhedged options)
  • AI rebalance briefs · suitability scoring
  • Risk-questionnaire classifier
See full feature matrix
Customer 360
Next-Best-Action
Custom Products
Rules Engine
Module RBAC
CRM Engage hooks
Inside the platform

Four surfaces. One preemptive brain.

From a single relationship's decay clock to the policy compiler that shifts your entire risk regime — every workflow is wired into the same cryptographic spine.

preemptify.ai/retail · customer 360 · P-A7F2C9B…⌘K
JL
Jonah Lee · Private Wealth · Singapore
P-A7F2C9B81E04D6
Elevated Risk73 / 100MAS Notice 612
Liquid Cushion Decay Clock
42
days remaining
cushion depletes in 42 days at current burn
Balance Sheet Matrix
Checking
S$ 18,400
Savings
S$ 62,000
Mortgage
S$ 1.42M
fixed 4.85%
Card util
63 %
S$ 6,300 / S$ 10,000
CRITICALUnhedged Liability Gap
S$ 1.42M mortgage with NO credit-life cover.
Full debt would survive borrower default — bank exposure is uncollateralised in the worst-case path. Attaching Aegis Mortgage Shield closes the gap at S$ 38/mo.
SUB-100MS
ON-PREM INFERENCE
ZERO
DATA EGRESS
SHA-256
IMMUTABLE LEDGER
80+
LOCALIZED JURISDICTIONS
From data to decision in four moves

How it works.

01
Ingest
Drop a legacy CSV / JSON from any core. Drag-map keys to the canonical balance-sheet ontology. Headers parse client-side — no raw values touch the wire.
02
Tokenize
HMAC-SHA256 PII tokenization at ingest with a per-tenant salt. Every customer becomes a P-XXXXXXXXXXXXXX shadow — identity never leaves the perimeter.
03
Reason
Preemptify Neural fuses tokenized language reasoning with deterministic risk math. Active policy coefficients and unhedged liability gaps are injected into every prompt.
04
Anchor
Every decision — policy shift, mapping commit, AI recommendation — is appended to the SHA-256 hash-chained audit ledger. Tamper-evident, WORM-replicated.
Capabilities

Six engines. One coherent surface.

Liquid Decay Clock
Forward-projects each customer’s liquid cushion against burn velocity. Surfaces the exact day a private-wealth client tips into a credit conversation.
Sector Contagion Matrix
Real-time correlation lattice across your corporate book. When Real Estate Dev shifts, you see the second-order ripple into Construction, Materials, Hospitality.
Protection-Gap Doctrine
A 7-figure mortgage without credit-life is the bank’s exposure. Unhedged liabilities are ranked as primary credit drivers.
Preemptify Neural Layer
Tokenized language reasoning fused with deterministic risk math — every recommendation cites a numeric driver, never a vibe.
Schema Aligner
Drop any legacy CSV/JSON from your core. Drag-map keys to canonical fields. SHA-256 anchored to the lineage ledger.
Jurisdictional Auto-Wire
Switch jurisdictions — MAS, FCA, ECB CRD VI, RBI Master Direction, SAMA, APRA, OSFI, SARB — and every prompt, currency, and citation re-binds automatically.
Architecture

Engineered for the perimeter, not the public cloud.

Four physical tiers, all behind your existing service mesh. The Neural Engine runs CPU-only at sub-100ms — GPU optional for >1K concurrent RMs. The audit ledger is append-only and replicated to WORM-class storage (S3 Object Lock / Azure Immutable Blob / on-prem Veeam).

RPO
5 min
replica oplog
RTO
15 min
warm standby
Audit
WORM
dual-region replicated
MFA
Required
SAML / OIDC
Tier 1 · Edge
mTLS · Institution-controlled NGINX / Envoy
Tier 2 · App
3+ replicas · Preemptify Core · Stateless · CPU-only
Tier 3 · Neural
Preemptify Neural · sub-100ms · GPU optional
Tier 4 · Data
MongoDB replica set · per-tenant PII salt · zero egress
Tier 5 · Audit
SHA-256 hash chain · WORM-replicated · append-only
12,400+
tokenized relationships analysed
$1.8B
unhedged exposure surfaced in pilots
47ms
median policy compile-to-coefficient
99.997%
audit-chain integrity verified
Built for banking executives

What this actually does for you

Four problems we solve, in your language.

Secure Team Management & Approvals

Every change is reviewed. Nothing slips.

Bank admins control who can see what, propose what, and approve what. Junior staff suggest changes; senior staff approve them. Every action is recorded in an unforgettable ledger your auditors can trust.

RMComplianceCHANGE REQUESTqueue · awaiting approvalADMIN ✓
  • 5 roles with surgical permissions
  • Maker-Checker queue for every sensitive action
  • Cryptographic audit trail (tamper-evident)
Talk to Your Data

Ask in plain English. Get a chart in seconds.

“Show me corporate clients with revenue over $100M and high debt exposure.” Done. No SQL, no waiting on the data team, no exports to Excel. Our Custom Insight Studio understands your bank's own column names through the Semantic Hot-Plug layer.

"corporates with revenue > $100M"LLMlive recharts
  • Natural language → live charts (Recharts)
  • Maps your column names to canonical fields
  • LLM-powered auto-inference of schemas
Self-Running Risk Monitoring

It watches the book while your team sleeps.

Write a rule once — “alert me when any retail customer's decay clock drops below 60 days.” The Autonomous Cron Engine evaluates every rule on a tick, in strict tenant isolation, and writes proactive insights for the morning brief.

60s tickrule · decay<60rule · util>85%rule · risk>HIGHPROACTIVE INSIGHTSgenerated overnight
  • Plain-English workflow rules → safe JSON hooks
  • 60-second autonomous evaluation cycle
  • Per-tenant isolation under concurrent fan-out
Automatic Cost Control

Heavy-lift LLM bills, capped by design.

Our Multi-Model Swarm Router routes lightweight tasks (extraction, tagging) to a 25× cheaper micro-model — and when a tenant breaches their monthly budget, ALL background tasks automatically fail over to micro to prevent runaway cloud bills.

taskroutergpt-4o · HEAVY · 1×gpt-4o-mini · 0.04×-25× cost
  • Routes ~20% of traffic to micro models
  • Per-tenant monthly cost-unit caps
  • Strict Micro-Only Fail-safe at 100% breach
Free Sandbox vs Enterprise+

Try it free. Deploy it sovereign.

The sandbox gives every prospect the “aha!” moment. The Enterprise+ tier is where regulated banking actually happens.

Public Sandbox

Free · no credit card
$0forever
  • Sample CSV uploads to test the prompt-to-chart flow
  • Try the Natural Language to chart engine on a demo dataset
  • Watch how the Custom Insight Studio works
  • See the AI-OS modules in read-only preview
  • · No production database connection
  • · No persistent multi-tenant isolation
  • · No cron, no RBAC writes, no budget caps
Try the sandbox

Enterprise+ Sovereign Banking

The real deal · for regulated institutions
Customannual licence + SLA
  • Production database hot-plugging (semantic mapping engine)
  • Live custom workflow rules with autonomous 60s cron
  • Full Maker-Checker approval queues + Audit Ledger viewer
  • Multi-Model Swarm Router with per-tenant budget caps
  • Restored country regulatory packs (US, IN, TH, +internal)
  • Tenant-isolated AsyncLocalStorage runtime · cryptographic tokens
  • On-premise / sovereign-cloud deployment
  • 99.9% SLA · dedicated success engineer
  • Custom regulatory pack onboarding
Book a deployment call
Capability
Sandbox
Enterprise+
Sample CSV uploads (sandbox data)
Try it instantly with our demo dataset
Natural-language prompt analytics (preview)
Ask questions on a sandboxed dataset
Custom chart generation (limited)
Generate charts from sandbox data
Production database hot-plugging
Connect your real columns to canonical schema
Live custom workflow rules
Author + activate plain-English business rules
Autonomous Cron engine (background sweeps)
Every 60s, isolated per tenant
Full RBAC + Maker-Checker queue
5 roles · sensitive actions require approval
Audit Ledger viewer (tamper-evident)
Cryptographic chain · regulator-ready exports
Multi-Model Swarm Router (cost telemetry)
Live tier split + savings KPI
Per-tenant Budget Caps + auto fail-safe
Strict Micro-Only at 100% breach
Country regulatory packs (US, IN, TH +)
Pre-loaded regulators, NBA triggers, templates
Dedicated tenant + isolation guarantee
AsyncLocalStorage + cryptographic tenant tokens
What it actually saves you

The numbers your CFO will love

Two compounding cost centres — analyst hours + cloud compute — both routinely flagged as the biggest drags on a Risk org. Both shrink instantly.

Time savings

~15 hrs / week saved per analyst

Manual SQL-pulling + Excel-pivots vanish. The Custom Insight Studio turns natural-language requests into live charts. The Autonomous Cron Engine runs overnight risk sweeps so Monday-morning briefs are pre-baked.

Hours saved / mo
520
Annual cost avoided
$592,344
≈ $49,362/mo
Infrastructure cost savings

~20%+ off your AI compute bill

Most enterprise AI stacks blindly route every task to the most expensive model. Preemptify's Swarm Router shunts background extraction, metadata, and tagging tasks to a 25× cheaper micro-model — automatically, with zero impact on quality for those tasks.

1 cost-unit ≈ 1 gpt-4o call. Plug in dollars if you prefer.
Monthly savings
$2,000
Annual savings
$24,000
+ runaway-bill protection
Combined annual impact
$616,344 / year
Based on 8 analysts at $95/hr loaded, with a $10,000/mo AI bill. The Enterprise+ licence typically pays for itself in the first quarter.
The USP · Predict · Prevent · Perform

AI Signal Preemption Engine.

We don't wait for the market to break. The Preemptify Neural Engine continuously ingests central-bank releases, treasury wires, and trusted financial sources — runs every headline through our Neural classifier, then fuses the signal with proprietary balance-sheet math to surface preempted product recommendations with cited rationale. This is the science behind the name.

01
Trusted Sources
RSS pipeline across Fed, ECB, BoE, BoJ, RBI, PBoC, MAS + 14 more central banks and treasuries. New events ingested continuously.
02
Neural Classifier
Each headline scored on policy_direction · magnitude · time_horizon · asset_impact · affected_sectors. JSON contract, deterministic.
03
Math Aggregation
Weighted preempt-vector — source trust × confidence × magnitude × time-decay → pressure on rates, FX, credit, equity, commodities and sector axes.
04
Preempted NBA
Retail + Corporate NBA cards rendered with PREEMPTED badge, source headline, and the local AI math rationale (no black-box).
Signal classification (live shape)
Neural Engine · json
{
  "source": "Federal Reserve",
  "title": "FOMC raises target rate by 25bps...",
  "policy_direction": "hawkish",
  "magnitude": 78,
  "time_horizon": "weeks",
  "asset_impact": [
    { "class": "rates",  "direction": "up",  "severity": 80 },
    { "class": "credit", "direction": "up",  "severity": 55 },
    { "class": "equity", "direction": "down","severity": 35 }
  ],
  "affected_sectors": [
    "Real Estate Dev",
    "Automotive",
    "Consumer Discretionary"
  ],
  "confidence": 0.91,
  "summary": "Quarter-point hike with hawkish guidance."
}
Preempted NBA — auto-attached
priority 1
PREEMPTEDLock Fixed-Rate Mortgage Refinance
Federal Reserve hawkish signal · variable-rate exposure will reprice upward in coming weeks.
rates pressure +0.43 · source weight 1.40× · confidence 0.91
PREEMPTEDCapture Peak Deposit Yield
Hawkish stance: lock 12-month term deposit before the yield curve plateaus.
Each preempted card cites the originating headline and shows the math rationale — no hidden inference.
Deployment options

Three doors in.

Run on our sandbox to see the math, land an air-gapped pilot inside your perimeter, or scale across regions with full Enterprise+ support.

Public Sandbox
Free
Limited · synthetic data only
  • 1 retail portfolio (read-only)
  • 3 AI queries per day · 24h-delayed signals
  • Retail dashboard only · Corporate locked
  • Sample Schema Aligner walkthrough
  • No SHA-256 ledger export
Launch Sandbox
Most picked
On-Premise Pilot
Engagement-priced
Air-gapped · 90-day pilot
  • Full source-available Helm + K8s manifest
  • Your real (or synthetic) book inside your VPC
  • PII salt rotated per-tenant · WORM audit replication
  • White-glove schema alignment workshop
  • Quarterly regulator-pack rebinding
Schedule Pilot
Enterprise +
Custom
Unlimited · multi-region · real-time
  • Unlimited portfolios · real-time preemption
  • Retail + Corporate Treasury tracks
  • Full Schema Aligner + SHA-256 ledger export
  • Signal Calibration Console · admin tuning
  • Dedicated CSM + 99.99% SLA
Talk to sales
Feature matrix

Free vs Enterprise — what unlocks.

Free tier is a guided sandbox to feel the math. Enterprise unlocks the full preemption engine, both tracks, and admin control.
CapabilityPublic Sandbox / Free Enterprise +
Portfolios / books1 retail portfolioUnlimited · multi-tenant
AI Neural queries3 / day · throttledUnlimited · burstable
Signal Preemption latency24h delayReal-time · sub-minute
Tracks availableRetail (read-only)Retail + Corporate Treasury
Schema AlignerWalkthrough onlyFull ingest · per-tenant manifests
Signal Calibration ConsoleFull tuning · ledger-anchored
Audit LedgerView only (no export)SHA-256 export · WORM replication
Product Catalog adminFull CRUD · NBA-wired
Localization (currency / regulator)3 jurisdictions80+ jurisdictions
Custom Insight Studio (NL → chart)Live in sandboxUnlimited · pinned dashboards
Per-tenant Context Memory + Semantic Hot-PlugFull · alias your legacy schema
NL Workflow Engine (auto-triggers)Rule-compile · evaluator · telemetry
Smart Analysis & board-grade reportsSynthetic samplesLive · on your book
Stress / scenario engineConversational + matrix
Deployment modelHosted sandboxOn-prem · air-gapped · zero egress
SupportCommunityDedicated CSM + on-call SRE
Need a custom blend (e.g. Free + Schema Aligner)? Talk to us.
Air-gapped Deployment Pack

Drop into your perimeter in 90 minutes.

Kubernetes manifests, Dockerfile, helm values, and a one-page architecture spec — designed to land behind your existing service mesh with no external calls.

Institutional Demo

Schedule a live walkthrough.

90-minute board-grade demo with your real (or synthetic) book.

No PII required — simulated deployments use synthetic books. Add real data once your perimeter is configured.
Frequently asked · per OS module

Answers a CRO, Appointed Actuary or CIO would actually ask.

Banking OS
Retail Customer 360 (3-column Liability · Asset · Insurance), Corporate exposure with sector contagion matrix, Treasury Engine (CCC + FX-mismatch + runway), Trade Finance Hedge Composer (LC · Bill Discounting · Invoice Factoring · SCF · FX Forward · IRS · Cross-Currency Swap), 20+ currency multi-currency core with ISO-20022 ↔ SWIFT MT translator, plus the policy compiler, schema aligner, workflow + cron engine, and SHA-256 hash-chained audit ledger.
Lending OS
Insurance OS
Wealth OS
Cross-cutting
Now Live · Public Sandbox · All 4 Modules Unlocked

Meet Preemptify Engage

The world's first AI-Native, unified CRM + MarTech platform built exclusively for regulated finance. Stateless cloud middleware sits over your core banking rails & legacy CRMs — turning real-time transaction velocities and customer touchpoints into compliant, RM-approved outreach in seconds.

360° Genome Graph
transactions × intent × UBO
No-Code MarTech
drag-drop cohort flows
Closed-Box Gen
RM approves · audit anchored
Sell & Leave · zero hardware Multi-Tenant Brain Isolation Multi-lingual dialect core
engage.preemptify.ai · live event stream
EVENT STREAM
12:04:21SWIFT inbound $1.2M · A-7F2C9B
12:04:18Card spike +840% · Travel category
12:04:11Mortgage draft saved · 67%
12:04:02Inbound chat · "rates question"
AI-DRAFTED OUTREACH · awaiting RM
"Anika, your travel spend is up sharply — would you like a multi-currency travel card with zero FX markup?"
Approve & Trigger
Decline
37ms
event→draft
0
PII egress
12
dialects